Do Not Accept Your Insurance Carrier's Underpayment or Wrongful Denial of Your Long-term Healthcare Benefit Claim

Long-term healthcare benefits provide life-prolonging care to thousands of elderly Americans. However, not all insurance companies comply with their obligations. Did you file a long-term healthcare benefit insurance claim on behalf of a loved one only to have the insurance company deny the claim for a trivial reason? Do any of the following sound familiar?

• Claim rejected or denied because it was turned in "too late."
• Claim rejected or denied because your loved one was not at an "approved" facility.
• Claim rejected or denied because your loved one was not in "bad enough" health.
• Claim rejected denied because your loved one did not send in the "proper paperwork."
• Claim rejected or denied after carrier requested "irrelevant" medical records.

Sometimes, long-term healthcare insurers develop procedures that make it difficult, if not impossible, for the claim to be paid. Insurers send wrong forms to fill out and deny claims based on improper paperwork. Claims are denied or delayed for trivial reasons, such as failing to provide paperwork requested by the carrier which is irrelevant to payment of the claim.

At the Law Offices of Robert N. Grisham II, we are dedicated to holding insurance companies accountable for the promises they make when selling a policy. Your loved one's ability to live comfortably with their long-term healthcare benefit claim paid means much more than the bottom line of any company. Contact us now for a free consultation to discuss your important legal rights.

Long-term healthcare benefit policies are intended to cover the costs of assisted-living facilities, nursing homes and at-home care, and are a money maker for insurance companies. This is why some insurance companies use bad faith tricks to delay and deny claims, such as requiring communications to be mailed within a short time period or threatening claim denial; requiring a policyholder to submit unimportant paperwork; unreasonably requiring nursing notes to be more-detailed; rejecting forms from the policyholder as "wrong" despite the policyholder returning the forms requested by the company; claim denial because facilities are not "approved" even after being approved by Texas regulators.

Experienced Representation and Passionate Advocacy

We are passionate in our fight against unjust and unlawful actions of insurance companies. We have experience handling a wide variety of insurance related claims. At the Law Offices of Robert N. Grisham II, we are dedicated to holding insurance companies accountable for the promises made in their insurance policies. Contact us now to discuss your important legal rights.

Contact Us

Insurance companies often improperly investigate, underpay, or wrongfully deny long-term healthcare claims. Do not accept this wrongful conduct. At the Law Offices of Robert N. Grisham II, we can help you get your long-term healthcare claim resolved so that you can move on with your life. Call or e-mail us.