Insurance Claim Bad Faith

Dallas Attorney Fighting Insurance Bad Faith

At the Law Offices of Robert N. Grisham II, we understand how discouraging and alarming it can be to have a valid insurance claim denied, underpaid/"lowballed" or unreasonably delayed. For many, these important concerns go beyond, "How am I going to pay this bill?" to "How will I take care of this problem and still survive financially?"

Contact the Law Offices of Robert N. Grisham II for personal attention to your potential insurance bad faith case and a thorough assessment of your legal options. We have extensive experience representing clients in cases against insurance companies.

Insurance Claim Denials — Unfair Settlement Offers — Payment Delays

Unfortunately, this is a common dilemma: You pay premiums for years and years and fulfill your end of the contract, and yet your insurance company has the audacity to refuse to pay when you need them most — when you file a claim. The carrier may turn the whole process of putting your life back in order into an incredible and stressful hassle. Alternatively, they "lowball" you with a payout or settlement offer that does no justice to your actual damages, injuries or repair costs.

Pursuing Justice Under Consumer Protection Laws

Led by experienced insurance law attorney Robert N. Grisham II, we handle many homeowners claim denials and commercial claim denials, including those for foundation damage, water losses, fire damage and storm damage, as well as a range of cases involving other types of insurance coverage.

Countering the Tactics of Insurers

For many insurance companies, claim denial and payment avoidance are part of their master business plan. Despite the accommodating image and promises they present when pursuing your business, they school adjusters in strategies for claim denial and claim avoidance and hire engineers and other "preferred" contractors with a bias toward protecting the interests of the insurance company.

There are often two major paths to take in demonstrating that your claim is being unfairly handled under laws against insurance bad faith:

  • Independent investigation by our attorney and our own network of dependable experts in the relevant fields, typically to determine whether the insurance carrier reasonably investigated your claim. Frequently, this includes proving it is clear that your claim is covered and disproving any argument your insurance carrier is using to deny you fair compensation.
  • Demonstrating a history of insurance bad faith by presenting evidence that your insurer — or the specific adjuster, or experts involved — has failed to properly and fully investigate claims or has denied claims similar to yours in the past. We strive to demonstrate a pattern of such conduct that can be used to enhance your claim.

If you are currently involved in an insurance dispute — for foundation structural damage, storm damage, water loss or a fire damage claim, for example — raising the possibility of litigation may be the only way to make your insurer take you seriously. We do this often, and we do it well for North Texans of all backgrounds and circumstances.

Please contact us for a free case evaluation with a lawyer.